Explore Your Investment Potential
Understand how your investment behaviour influences bonus interest. Compare real-life scenarios before trying your own investment amount.
Up to 6.5% p.a.*
120 Days
Which Investor Are You?
Follow Cindy's investment journey across four different scenarios and see how each investment decision impacts bonus interest and estimated returns.
Interactive Investment Simulator
Explore different investment amounts and see an illustrative estimate based on the selected scenario and programme rules. See how much you could earn with KDI Invest Deposit Programme: 6.5% p.a.*. Slide the bars, run the math, to see how to get the most out of your idle funds.
Your total projected interest on your eligible amount
Balance in KDI Save
After 120-day holding period
No data available yet. Start by interacting with the calculator
Day 1
Day 120
- You Invest: Deposit a minimum of RM3,000 into KDI Invest.
- You Save: Keep a matching amount in your KDI Save account.
- You Match: Match amounts between the two accounts.
- You Earn: Get a top up to 6.5% p.a.* on that matched amount for 120 days credited into KDI Save.
New to KDI? Download the KDi GO app and sign up for a KDI account via the App Store or Google Play Store.
- This calculator is provided for illustrative and informational purposes only. No representation or warranty is made that this calculator is accurate, complete, available at all times, free from errors, interruptions or technical defects. Calculator outputs are subject to the terms and conditions of the “KDI Invest Deposit Programme: 6.5% p.a.*” which shall prevail in all cases.
- This calculator does not constitute financial, investment advice or recommendation to enter into any transaction or investment.
- The results generated are simulated projections only and do not constitute a guarantee of any kind. Results shown are dependent on the accuracy and completeness of the information and inputs provided by the user. Any errors or omissions in such information or inputs may materially affect the results. The user shall remain solely responsible for evaluating the merits and risks associated with any transaction or investment taken or to be taken by them.
- The calculations do not take into account all fees, market fluctuations, charges, taxes, or other costs, which may reduce and/or affect actual returns.
- The scenarios are for illustrative purposes only and are not intended to be an exhaustive list of all possible scenarios. In normal circumstances, the total returns earned by eligible participants will incorporate both bonuses and existing daily interest rates applied to account balances. Account balances in KDI Invest for this illustration does not account for potential market fluctuations. Terms and conditions apply.
Got a question about the interest rate tiering?
KDI Save Amount (RM):
RM 0.00 - RM 50,000.00
Minimum KDI Invest Balance (RM):
RM 5,000.00
Interest Rate on KDI Save:
3.88% p.a.
KDI Save Amount (RM):
Above RM 50,000.00
Minimum KDI Invest Balance (RM):
RM 50,000.00
Interest Rate on KDI Save:
3.38% p.a.
KDI Save Amount (RM):
Any Deposit Amount
Minimum KDI Invest Balance (RM):
N/A
Interest Rate on KDI Save:
2.88% p.a.
Need More Information?
*Terms and conditions apply. This advertisement has not been reviewed by the Securities Commission Malaysia.
